There is absolutely no community data pertaining to a "utmost hdb bank loan 480 29" as the figures are most likely a certain handle or internal reference. The utmost HDB personal loan sum is not a fixed sum but is as a substitute based on several variables, including the Financial loan-to-Price (LTV) limit, the Property finance loan Servicing Ratio (MSR), and also the applicant's age, cash flow, and money standing. For brand new here and resale flats, the utmost LTV is around 75% of the acquisition cost or valuation, whichever is lessen. The MSR ensures that regular home loan repayments tend not to exceed thirty% of the buyer's gross month to month profits. An HDB loan has an curiosity amount of two.six% per annum, pegged at 0.1% over the CPF Standard Account (OA) level, and the maximum tenure is capped at 25 a long time or approximately the customer's age of sixty five, whichever is shorter. To ascertain the most personal loan you can get, you should make an application for an HDB Financial loan Eligibility (HLE) letter.